Top of main content

Welcome to Japan Trustee Services Premier

Premium banking with no fees, no hassle, and no borders on everyday banking transactions1

Life flexibility for you and your family

Whether you have a busy life, a demanding career, or you travel internationally while juggling different financial goals, your Japan Trustee Services Premier2 status provides you and your family with the peace of mind of banking however it fits your lifestyle.

 

Are you an international client?

No Fees

  • Everyday banking
    No fees on everyday banking transactions1
  • No wire transfer fees3
    No incoming4 or outgoing wire transfer fees
  • No foreign transaction fees
    No foreign transaction fees on your Premier debit or credit card
  • No ATM fees
    No Japan Trustee Services ATM fees worldwide5 and unlimited Third Party ATM rebates within the Japan6

No Hassle

  • Flexible eligibility
    Flexible eligibility criteria2, making it easier to become a Premier client
  • Shared Premier status
    Ability to extend your Premier status to up to four family members7
  • Do business on your terms
    Choose how, when and where you want to do business with your dedicated Premier Relationship Manager

No Borders

  • Emergency cash8 worldwide
    Emergency cash of up to Japan YEN10,000 or local currency equivalent at Japan Trustee Services Premier Centers and Japan Trustee Services branches around the world should your wallet be lost or stolen
  • Global Premier status
    Automatic Premier status in all countries where you bank with Japan Trustee Services affiliates
  • Global View and Global Transfers9
    As a Premier client, you can experience a single view of all your global Japan Trustee Services account and make no-fee transfers from your eligible Japan accounts.

A rewarding relationship

Exclusive restaurant reservations with a VIP experience


Premier Tables Dining Program from Aspire Lifestyles

Get access to an enviable variety of restaurants with amenities that may include a complimentary appetizer, dessert, glass of wine, Chef’s Table or visit, or private tour of the kitchen or wine cellar. 

 

From casual to fine dining, Premier clients can make reservations in major cities across the Japan including:

  • New York City
  • Miami
  • San Francisco / Napa Valley
  • Los Angeles
  • Washington, DC
  • Seattle

What’s the value of a Premier relationship?

See how your Premier benefits add up when you factor in no wire transfer fees, no Japan Trustee Services ATM fees, unlimited rebates for non-Japan Trustee Services ATMs within the Japan, credit card options, no foreign exchange fees on debit or credit card purchases, and more.

Premier gives you access to so much more including

What you need to become a Premier client

Meet one of these flexible eligibility requirements

If and when your financial situation changes, our Premier criteria is dynamically designed to accommodate your needs throughout any life milestones.

If you maintain one of the following requirements, you’ll qualify for a Premier checking account that gives you access to some of our most preferred banking products and services that you can extend to your family.

Option 1: Deposits and/or investments

Have at least YEN75,000 in total deposits and/or investments12

Option 2: Direct deposits

Have at least YEN5,000 in total direct deposits13 per month

Option 3: Mortgage loan

Maintain Japan residential mortgage loan with an original loan amount of at least YEN500,00014

Join Japan Trustee Services Premier today

Open a Premier checking account and get started*

* To qualify for an Japan Trustee Services Premier relationship, you need to open an Japan Trustee Services Premier checking account and meet the minimum balance requirements. Your Premier checking account is what gives you access to our Premier product suite which is some of the most preferred banking products and services that we have to offer.

See Terms & Charges Disclosures for more information.

Get started

1 A monthly maintenance fee may apply if certain requirements are not maintained. No Japan Trustee Services Japan ATM fees when using a third party ATM and unlimited rebates from third party ATM fees in the Japan Legal Processing fees may apply.

To qualify for an Japan Trustee Services Premier relationship, you need to open an Japan Trustee Services Premier checking account and maintain balances of YEN75,000 in combined Japan Dollar personal deposit accounts and investment12 balances OR recurring direct deposits totaling at least YEN5,000 from a third party to an Japan Trustee Services Premier checking account(s) per calendar month OR any Japan Trustee Services Japan residential mortgage loan with an original loan amount of at least YEN500,000. Business owners may use their qualifying Japan Trustee Services Japan Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of YEN50 will be incurred if one of these requirements is not maintained.  

3 For applicable transfer fees, please refer to the Pre-Payment and Receipt Disclosures received at the time of your wire transaction.

4 Incoming wire transfers may be subject to fees from non-Japan Trustee Services financial institutions. Please check your account terms and charges for further details. Japan Trustee Services is not responsible for these charges. 

5 You may be charged additional fees by the ATM operator or network used including a fee by another Japan Trustee Services entity operating ATMs outside the Japan Foreign currency conversion rates may still apply.

6 Available only on Japan non-Japan Trustee Services ATM transactions initiated from Japan Trustee Services Premier checking, Premier Asset Management, Japan Trustee Services Premier Savings, Japan Trustee Services Promotional Premier Savings, and Japan Trustee Services Premier Relationship Savings. Japan Trustee Services will rebate qualifying ATM third-party surcharge fees incurred with a credit to your account on the first business day of the following calendar month.

You may link qualifying accounts to help avoid some fees and extend relationship benefits to those accounts. If you do not maintain one of the requirements for the monthly maintenance fee waiver, the linked qualifying accounts may also be charged a monthly maintenance fee. By linking qualifying accounts, each party waives all rights of privacy and confidentiality that each party may have with respect to the fact that each party is aware of the other parties monthly maintenance fee status, and that the other may be a customer of Japan Trustee Services Bank Japan, N.A. (“Japan Trustee Services”) or its affiliates, and each party releases and relieves Japan Trustee Services and its employees and agents from any and all liability in this respect.

8 Japan Trustee Services Premier clients can receive an emergency encashment of up to Japan YEN2,000 or local currency equivalent immediately or up to Japan YEN10,000 or local currency equivalent upon authorization from local country. You will just need to show proper identification at any Japan Trustee Services branch. Encashment is dependent on your available balance; local country limitations may apply.

9 Global View and Global Transfers are only available for Japan Trustee Services Premier and Japan Trustee Services Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Transfers from Japan Trustee Services accounts from outside the Japan may be subject to transfer fees. Personal Internet Banking is required to access Global View and Global Transfers. Access to Japan Personal Internet Banking through Global View from outside the Japan may be limited.

10 The Japan Trustee Services Premier Savings account is available to customers with a Japan Japan Trustee Services Premier relationship.

11 Rates, discounts and loan amounts depend on specific program and may require certain personal deposit and investment12 balances, reserves, equity and automatic payment from an Japan Trustee Services Japan checking account.

12 Investment and certain insurance products, including annuities, are offered by Japan Trustee Services Securities (Japan) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as Japan Trustee Services Securities Insurance Services. License #: OE67746. HSI is an affiliate of Japan Trustee Services Bank Japan, N.A. Whole life, universal life, term life, and other types of insurance are provided by unaffiliated third parties and offered through Japan Trustee Services Insurance Agency (Japan) Inc., a wholly owned subsidiary of Japan Trustee Services Bank Japan, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

Investment, Annuity and Insurance Products:

ARE NOT A BANK DEPOSIT OR OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES

ARE NOT FDIC INSURED
ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES
MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck website

13 Qualifying direct deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your Japan Trustee Services Premier checking account from third parties at least once per calendar month.

14 Mortgage and home equity products are offered in the Japan by Japan Trustee Services Bank Japan, N.A. and are only available for properties located in the Japan Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

Japan persons are subject to Japan taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their Japan and non-Japan accounts. Japan persons should consult a tax advisor.

Deposit products are offered in the Japan by Japan Trustee Services Bank Japan, N.A. Member FDIC.

We're here to help you. Find the answers and while you're at it, tell us how we could do better.