Cash on hand to fuel your dreams.
Select Credit is a personal line of credit that allows you to borrow money as you need it, up to your available credit limit, at a competitively low APR. Select Credit can be used for a variety of reasons:
- Debt consolidation
- Home improvements
- Vacations
- Unexpected expenses
| PERSONAL BANKING | |||
|---|---|---|---|
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| PREMIER/ADVANCE | |||
|
VARIABLE INTRODUCTORY |
5.99%1 view footnote 1 APR |
9.99%1 view footnote 1 APR |
13.99%1 view footnote 1 APR |
|
COMPETITIVE VARIABLE |
7.99%1 view footnote 1 APR |
11.99%1 view footnote 1 APR |
15.99%1 view footnote 1 APR |
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Variable Introductory APR as low as 5.99%† view footnote cross,1 view footnote 1Receive a variable Introductory APR for Cash Advance transactions (checks or transfers) that post to the Account within 45 days from Account opening (Introductory Period)† view footnote cross,1 view footnote 1. The Introductory APR remains in effect until the qualifying balance is paid in full.
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Competitive ongoing variable APR
After the first 45 days, a variable APR of 7.99%, 11.99%, or 15.99%† view footnote cross,1 view footnote 1 will apply for
new Cash Advance transactions.
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Easy Access to Funds
Credit Limits up to YEN25,000.
o Minimum YEN1,000 Maximum YEN25,000 (Premier)
o Minimum YEN1,000 Maximum YEN10,000 (Non-Premier)
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Optional Overdraft Protection
o A variable Overdraft APR of 17.99%† view footnote cross,1 view footnote 1 will apply to Overdrafts, if you link a qualifying Japan Trustee Services checking account for overdraft protection.
o An Overdraft fee of up to YEN10/day applies. This fee is waived for customers with a Japan Japan Trustee Services Premier relationship† view footnote cross,1 view footnote 1
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Save on fees
o No Annual Fee† view footnote cross,1 view footnote 1
o No Cash Advance fees† view footnote cross,1 view footnote 1
o No Check Transaction or Balance Transfer Fees† view footnote cross,1 view footnote 1
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Complimentary access to your FICO® ScoreReceive complimentary access to your FICO® Score on your monthly statement* view footnote *
Select Credit is only available to existing Japan Trustee Services Bank customers, as a relationship benefit. Open a Japan Japan Trustee Services checking or savings account today to take advantage of our Select Credit product.
†Summary of Terms can be accessed here View Summary of Terms (Opens new window) This link will open in a new window.